Ad Spot

LASATA: New auto insurance law saving people real money

The biggest change to auto insurance in our state in generations took effect just months ago. Reforming the formerly outdated auto no-fault law was one of my biggest goals for this term and getting the new law signed was a proud moment of cooperation during an otherwise increasingly divisive period in our state and nation.

The reforms were designed to save drivers money by offering more options to better meet individual needs, while improving coverage and consumer protections.

As a refresher, Michigan law requires most auto insurance policyholders to carry personal injury protection on policies, which covers medical costs if a driver is in an auto accident.

On July 1, for the first time, motorists became able to choose from a selection of new coverage levels to better meet their needs and budgets.

Under the new law, policies that maintain the unlimited PIP option are still required to pay a per vehicle auto no-fault assessment. In about 20 years, this assessment, which is set by the Michigan Catastrophic Claims Association, increased from about $6 per vehicle to $220 by the time we enacted the new law.

But thanks to the savings built in to the new no-fault law, that annual assessment has fallen by 61 percent already and, last week, the MCCA announced the fee will be lowered in the coming year to $86 per vehicle for policyholders with the unlimited PIP option. This is good news, and it is great to see how much of an impact the new no-fault law is making so soon.

As good as it is, there is still more money to be saved. By opting out of the unlimited PIP option and choosing one of the new tiered plans, drivers will not pay the MCCA assessment fee at all. And if you have qualifying health insurance coverage, you may opt out of the medical PIP portion altogether.

It’s great to see how much money people are saving with the new auto insurance law. If you haven’t taken a close look at your policy since July 1, I would encourage you to contact your agent to discuss your options to find the best savings for your individual and family needs.

For more information, check out Michigan.gov/AutoInsurance, send an email to AutoInsurance@michigan.gov or call (833) ASK-DIFS.

 

Berrien County

COVID-19 UPDATE: Berrien, Van Buren counties report new COVID-19 deaths

Cass County

Cass County deputy saves dog from icy pond

Berrien County

Slow vaccine rollout hinders southwest Michigan distribution

Buchanan

Andrews University’s urban design studio arrives in Buchanan to kickoff revitalization project

Berrien County

Berrien County vaccine supplies remain limited, residents urged to have continued patience

Buchanan

‘Freddie the Stoner’ says Jimmy Kimmel changed his life

Cassopolis

Dowagiac charity campaign doubles fundraising goal

Brandywine Education

Brandywine Innovation Academy sees increased interest as students prepare for second semester

Cass County

Cassopolis woman injured in Pokagon Township three-vehicle crash

Berrien County

Cocaine, pistol discovered in search warrant on Phoenix Street in Niles

Berrien County

COVID-19 UPDATE: Berrien County reports one new COVID-19 death

Berrien County

Berrien County launching survey to investigate broadband connectivity

Cass County

Cass County Fair announces 2021 book cover contest

Brandywine Education

SMC announces fall honor rolls

Berrien County

Honor Credit Union to award 23 high school seniors with $1,000 scholarship

Cass County

Lewis Cass ISD to become Heritage Southwest ISD

Cass County

Cass County Meals on Wheels workers save client from natural gas leak

News

Niles Township Board discusses e-bikes, public works equipment

Berrien County

COVID-19 UPDATE: Michigan reports 540,115 cases, 13,865 deaths

Cassopolis

LEE celebrates MLK Day with virtual event

Cass County

Cass County Probate Court urges public to prepare for vaccination of incapacitated family members

Buchanan

Southwest Michigan wineries adapt to continued mandates

Brandywine Education

MEC accepting scholarship applications

Cass County

Bonine House to honor COVID-19 victims with light ceremony